Personal Checking Accounts

New Millennium Bank offers the friendly, personal assistance you want from your banker along with the full services you need. From checking and savings to mortgages and home equity loans, from ATM cards and online banking to bank vaults and overdraft protection, New Millennium has it all. There’s just no reason to bank anywhere else!

Compare our checking products

Not all banks are huge, impersonal institutions! New Millennium Bank is the place where banking is a personal, welcoming, neighborhood thing.

Choose the Local, Friendly Place to Bank.

HIGHLIGHTS

  • Minimum opening deposit of $25
  • No minimum balance requirement
  • No Monthly Fees
  • No per-check charges
  • ATM/Debit card
  • No ATM fees from us at any ATM
  • Free online banking with bill payment
  • Convenient monthly statement shows images of every check processed
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • E-Statements available
Why worry about complex banking plans when you need simple solutions? The Millennium Checking account gives you the convenience and benefits you need, without requirements that would only complicate your life. Simple is smart and that’s our Millennium Checking approach.

The Smart, Easy Way to Take Care of Your Banking Needs.

  • Minimum opening deposit of $50
  • No Minimum Balance Fee when you maintain a daily balance of $100 or more. If your balance falls below the minimum, a $12 Minimum Balance Fee applies for that statement period
  • Free of minimum balance requirement with direct deposit
  • ATM/Debit card
  • No ATM fees from us at any ATM
  • Free online banking with bill payment
  • Free first order of New Millennium Bank logo checks
  • No check fees
  • Convenient monthly statement shows images of every check processed
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • E-Statements available
If you’re 55 or better, the New Millennium Silver Account salutes you with extra value, friendly service and a great assortment of benefits.

Friendly, Respectful Service is One of Our Specialties

HIGHLIGHTS

  • Free Interest Checking account
  • No minimum balance requirement
  • ATM/Debit card
  • No ATM fees charged by New Millennium Bank at any ATM
  • Up to five third-party ATM surcharges refunded per statement period, up to $2.50 per surcharge
  • Free online banking with bill payment
  • Free New Millennium logo checks
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • Convenient monthly statement shows images of every check processed
  • E-Statements available
Neighborhood Free Checking Millennium Checking New Millennium Silver Account
(Must be 55 or Older)
Minimum Opening Deposit $25 $50 $0
Earning Interest N/A N/A Yes, refer to the rate page
Minimum Daily Balance to Avoid Fees $0 $100 $0
Minimum Balance Fee
Per Statement Cycle
$0 $12 $0
Monthly Fee $0 $0 $0
Check Writing Fees
(Transaction Fee)
N/A N/A N/A
ATM Fees No Fees by NMB No Fees by NMB No Fees by NMB
Debit Card FREE FREE FREE
Online Banking FREE FREE FREE
Online Bill Payment FREE FREE FREE
New Millennium Bank Logo Checks Fee varies First Order FREE FREE

Grow your business with an affordable, easy business loan

If you’re planning to start a business or expand an existing business, you might need financing help. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan.

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Our Branches
  • Fort Lee Corp Fort Lee, NJ 07024

  • (201) 585-6090

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  • New Brunswick New Brunswick, NJ 08901

  • (732) 729-1100

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  • Fort Lee Fort Lee, NJ 07024

  • (201) 944-1110

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  • Bayside Bayside, NY 11361

  • (347) 836-4914

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  • Manhattan New York, NY 10001
  • (212) 239-1023

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  • Palisades Park Palisades Park, NJ 07650
  • (201) 944-1983

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  • Flushing Flushing, NY 11354

  • (718) 888-1895

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  • Closter Closter, NJ 07624

  • (551) 303-5125

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  • Dallas LPO Dallas, TX 75234
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  • Georgia LPO Duluth, GA 30096
  • (770) 291.2198

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