Personal Checking Accounts
New Millennium Bank offers the friendly, personal assistance you want from your banker along with the full services you need. From checking and savings to mortgages and home equity loans, from ATM cards and online banking to bank vaults and overdraft protection, New Millennium has it all. There’s just no reason to bank anywhere else!
Compare our checking products
Not all banks are huge, impersonal institutions! New Millennium Bank is the place where banking is a personal, welcoming, neighborhood thing.
Choose the Local, Friendly Place to Bank.
HIGHLIGHTS
- Minimum opening deposit of $25
- No minimum balance requirement
- No Monthly Fees
- No per-check charges
- ATM/Debit card
- No ATM fees from us at any ATM
- Free online banking with bill payment
- Convenient monthly statement shows images of every check processed
- Automatic transfer from savings account available
- E-Statements available
Why worry about complex banking plans when you need simple solutions? The Millennium Checking account gives you the convenience and benefits you need, without requirements that would only complicate your life. Simple is smart and that’s our Millennium Checking approach.
The Smart, Easy Way to Take Care of Your Banking Needs.
- Minimum opening deposit of $50
- No Minimum Balance Fee when you maintain a daily balance of $100 or more. If your balance falls below the minimum, a $12 Minimum Balance Fee applies for that statement period
- Free of minimum balance requirement with direct deposit
- ATM/Debit card
- No ATM fees from us at any ATM
- Free online banking with bill payment
- Free first order of New Millennium Bank logo checks
- No check fees
- Convenient monthly statement shows images of every check processed
- Automatic transfer from savings account available
- E-Statements available
If you’re 55 or better, the New Millennium Silver Account salutes you with extra value, friendly service and a great assortment of benefits.
Friendly, Respectful Service is One of Our Specialties
HIGHLIGHTS
- Free Interest Checking account
- No minimum opening deposit
- No minimum to earn APY
- No minimum balance requirement
- ATM/Debit card
- No ATM fees charged by New Millennium Bank at any ATM
- Up to five third-party ATM surcharges refunded per statement period, up to $2.50 per surcharge
- Free online banking with bill payment
- Free New Millennium logo checks
- Automatic transfer from savings account available
- Convenient monthly statement shows images of every check processed
- E-Statements available
| Neighborhood Free Checking | Millennium Checking | New Millennium Silver Account (Must be 55 or Older) |
|
| Minimum Opening Deposit | $25 | $50 | $0 |
| Earning Interest | N/A | N/A | Yes, refer to the rate page |
| Minimum Daily Balance to Avoid Fees | $0 | $100 | $0 |
| Minimum Balance Fee Per Statement Cycle |
$0 | $12 | $0 |
| Monthly Fee | $0 | $0 | $0 |
| Check Writing Fees (Transaction Fee) |
N/A | N/A | N/A |
| ATM Fees | No Fees by NMB | No Fees by NMB | No Fees by NMB |
| Debit Card | FREE | FREE | FREE |
| Online Banking | FREE | FREE | FREE |
| Online Bill Payment | FREE | FREE | FREE |
| New Millennium Bank Logo Checks | Fee varies | First Order FREE | FREE |