NEW ONLINE BANKING
A New Digital Banking Experience Is Coming on 07/22/2026.

Our new and improved system will combine Personal and Business Online Banking into one easy-to-access platform and will feature all of the essential tools you use today with friendlier navigation, increased security, a new mobile banking app, an enhanced payment and invoicing solution for businesses, and more! It’s a powerful suite of digital services built for the way you want to bank.
In preparation for the upgrade, please review the important information below.
For a Quick Read:
Personal Online Banking Updates
Business Online Banking Updates
NEW Combined Mobile Banking App
System Downtime
07/20/2026 07:00AM – Bill Pay and Business Bill Pay will be disabled & final bill payments made via current system.
07/20/2026 05:45PM – Business Online and Mobile Banking will be disabled.
07/20/2026 05:45PM – Mobile Deposit via our Personal Mobile Banking App will be disabled.
07/20/2026 07:00AM – Personal Online and Mobile Banking will go into Inquiry Only mode. No transactions will be permitted while in Inquiry Mode.
07/22/2026 – New system will go live.
Important – Action Required
To ensure a smooth first-time login, it is important that we have your current phone number and email address on file. Please log in to your Online or Business Online Banking account to review and update this information as soon as possible.
In addition, you will be required to log in with your username and password for the first time on the new system. This applies to Online, Business Online and Mobile Banking. Please be sure you know both prior to 07/17/2026.
- If you are unsure of your username, please contact us for assistance.
- If you are unsure of your password, you can easily reset it by selecting “Forgot Password” from the Online, Business Online or Mobile Banking login screen and following the on-screen prompts.
Mobile Banking Users – If you currently use biometrics to log in, you will need to reestablish this feature within the new app. Your username and password are required for first-time login.
Personal Online Banking Updates
Account Information
Most of your account details will be available and ready to use within the new system including transaction history, Bill Pay payee information, scheduled payments and internal transfers, alerts, as well as eStatement and internal transfer settings.
Non-Transferable Services
The following settings will not transfer to the new system:
- Card Controls via “Cards” in Mobile Banking
- External Transfers
- Personal Finance Manager
Please make note of or save your current settings and any related history for these services before 07/17/2026. You will need to set these services up or register for them again once the new system is live.
Bill Pay Users
Scheduled payments will transfer to the new system. Your payment history will not. Please be sure to save a copy of this prior to 07/17/2026.
Payee addresses in Bill Pay need to be complete and accurate for payee information to transfer to the new system. Please review and make corrections by 07/17/2026.
We also recommend making note of your current payees and account numbers to ensure you can confirm all information transferred correctly once the new system is live.
First-Time Login
No changes to your personal login credentials are expected. You will log in for the first time using your current Username and Password whether online or via our mobile app.
Enhanced Security – Upon logging in for the first time, you will be prompted to receive a text or phone call with a one-time passcode to verify your identity. Simply enter this passcode into the system and submit to securely log in.
Business Online Banking Updates
Account Information
Most of your account details will be available and ready to use within the new system, including transaction history, Bill Pay payee information, scheduled payments, recurring and scheduled internal transfers, ACH Templates, as well as your settings for eStatements, Merchant Deposits, Positive Pay, and Wire Transfers.
Non-transferable Services
The following items will not transfer to the new system.
- Internal Transfer Templates
- ACH History
Please save any existing templates and history before 07/17/2026. Internal Transfer templates will need to be reestablished again once the new system is live.
ACH Users
We recommend creating templates for each unique ACH file, if you have not already done so, prior to 07/17/2026 as the “Copy” feature is not supported within the new system.
First-Time Login
No changes to your login credentials are expected. Please log in on the new system with your existing Username and Password. After entering your credentials, you will need to complete the Token Enablement process.
INTRODUCING: An Enhanced Payment and Invoicing Solution
We are excited to introduce a more convenient, all-in-one solution to manage your business payments. You can add vendors, pay bills, and set approval limits to gain better control over your cash flow. Need to send invoices? Upgrade your subscription and manage your business billing all from one place.
This new service will be replacing our current Business Bill Pay system and will go live on 07/22/2026. No action is required on your part. All of your account information will transfer to the new payment solution including payees, payment history, scheduled and recurring payments, as well as eBills.
NEW Combined Mobile Banking App
As part of the upgrade, we will also be launching a new Mobile Banking app that allows both personal and business account holders to access their accounts from one easy-to-use app.
The new app will be available on 07/22/2026. Our current Business Mobile Banking app will no longer be available after the upgrade.
To download the new app, search for New Millennium Bank in your device’s app store. Once the new system is live, our current app will no longer be available and can be deleted.
Important Notes:
- If you currently use biometrics to log in, you will need to reestablish this feature within the new app. Your username and password are required for first-time login.
- If you have push alerts set up currently, please be sure to make note of these. Push alerts will not transfer to the new system.

