New Millennium Bank Small Business Administration Loan(SBA) Program

We are helping small businesses grow and succeed.

SBA programs are designed to assist small businesses in obtaining loan approvals and leverage private capital for use in startup costs, working capital, business procurement, franchise fees, equipment, inventory, or the purchase of owner‐occupied commercial real estate. The program provides a lender with the necessary security, in the form of a partial guarantee, for the lender to approve a loan or line-of-credit. Our reputation for creativity, speed, accuracy, and service is what sets us apart from other lenders.

Contact us today and get approved! (201) 585-6090

Personal Checking Accounts

Personal Checking Accounts

New Millennium Bank offers the friendly, personal assistance you want from your banker along with the full services you need. From checking and savings to mortgages and home equity loans, from ATM cards and online banking to bank vaults and overdraft protection, New Millennium has it all. There's just no reason to bank anywhere else!

Compare our checking products

Free Checking Millennium CheckingSilver Account Neighborhood Checking Comparison Chart
Earning interest on your checking balance is a snap with this convenient, full-service account. It’s a smart, sensible way to get more from your money.
The advantages of Free Checking with Interest
HIGHLIGHTS
  • Minimum opening deposit of $100
  • No monthly fees
  • Earn a variable rate of interest, compounded daily and credited monthly
  • Accrual of interest begins on the business day you deposit non-cash items (for example, checks). Accrued interest will not be paid if the account is closed before the interest is credited to the account.
  • Free New Millennium logo checks
  • ATM/Debit card
  • No ATM fees from us at any ATM
  • Free online banking with bill payment
  • No per-check charges
  • Convenient monthly statement shows images of every check processed
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • E-Statements available
Why worry about complex banking plans when you need simple solutions? The Millennium Checking account gives you the convenience and benefits you need, without requirements that would only complicate your life. Simple is smart and that’s our Millennium Checking approach.
The Smart, Easy Way to Take Care of Your Banking Needs.
  • Minimum opening deposit of $50
  • No Minimum Balance Fee when you maintain a daily balance of $100 or more. If your balance falls below the minimum, a $12 Minimum Balance Fee applies for that statement period
  • Free of minimum balance requirement with direct deposit
  • ATM/Debit card
  • No ATM fees from us at any ATM
  • Free online banking with bill payment
  • Free first order of New Millennium Bank logo checks
  • No check fees
  • Convenient monthly statement shows images of every check processed
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • E-Statements available
If you're 55 or better, the New Millennium Silver Account salutes you with extra value, friendly service and a great assortment of benefits.
Friendly, Respectful Service is One of Our Specialties
HIGHLIGHTS
  • Free Interest Checking account
  • No minimum balance requirement
  • ATM/Debit card
  • No ATM fees charged by New Millennium Bank at any ATM
  • Up to five third-party ATM surcharges refunded per statement period, up to $2.50 per surcharge
  • Free online banking with bill payment
  • Free New Millennium logo checks
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • Convenient monthly statement shows images of every check processed
  • E-Statements available
Not all banks are huge, impersonal institutions! New Millennium Bank is the place where banking is a personal, welcoming, neighborhood thing.
Choose the Local, Friendly Place to Bank.
HIGHLIGHTS
  • Minimum opening deposit of $10
  • No minimum balance requirement
  • Monthly Fee of $3
  • Check Fees $0.50 per check if more than 8 checks paid
  • ATM/Debit card
  • No ATM fees from us at any ATM
  • Free online banking with bill payment
  • Convenient monthly statement shows images of every check processed
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • E-Statements available
  Totally Free Checking Millennium Checking New Millennium Silver Account Neighborhood Checking
Minimum Opening Deposit $100 $50 $0 $10
Minimum Balance to Avoid Fees $0 $100 $0 $0
Minimum Balance Fee $0 $12 $0 $0
Monthly Fee $0 $0 $0 $3
Check Fees N/A N/A N/A $.50 per check if more than 8 checks paid
ATM Fees No Fees by NMB No Fees by NMB No Fees by NMB No Fees by NMB
Debit Card FREE FREE FREE FREE
Online Banking FREE FREE FREE FREE
Online Bill Payment FREE FREE FREE FREE
New Millennium Bank Logo Checks FREE First Order FREE FREE FREE
Member FDIC A fee for paying overdrafts and/or a fee for returning overdrafts may apply. Fees may reduce earnings.
Get Started Now

Grow your business with an affordable, easy business loan

If you’re planning to start a business or expand an existing business, you might need financing help. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan
Get Started Now

Our Branches

  • Fort Lee Corp
  • Fort Lee, NJ 07024
  • (201) 585-6090
  • New Brunswick
  • NJ 08901
  • (732) 729-1100
  • Fort Lee
  • NJ 07024
  • (201) 944-1110
  • Bayside
  • NY 11361
  • (347) 836-4914
  • Manhattan
  • NY 10001
  • (212) 239-1023
  • Palisades Park
  • NJ 07650
  • (201) 944-1983

Contact Us

Our Corporate Office & Corp. Branch Open

Monday - Friday
9:00am - 5:00pm

Saturday
Closed

Sunday
Closed

Our Branch Open

Monday - Friday
8:30am - 5:00pm

Saturday
9:00am - 1:00pm

Sunday
Closed

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