New Millennium Bank Small Business Administration Loan(SBA) Program

We are helping small businesses grow and succeed.

SBA programs are designed to assist small businesses in obtaining loan approvals and leverage private capital for use in startup costs, working capital, business procurement, franchise fees, equipment, inventory, or the purchase of owner‐occupied commercial real estate. The program provides a lender with the necessary security, in the form of a partial guarantee, for the lender to approve a loan or line-of-credit. Our reputation for creativity, speed, accuracy, and service is what sets us apart from other lenders.

Contact us today and get approved! (201) 585-6090

Hybrid CD - without checking

Truth-in-Savings Disclosure for Hybrid CD without Checking

INTEREST
  • Interest is not compounded
  • Interest will be paid in the form of a check monthly and mailed to address of record.
  • The Account does not allow interest to accrue and remain in the Account
MINIMUM BALANCE
  • An initial deposit of $30,000 or more is required to open this Account.
NUMBER OF ACCOUNT
  • No limitation
MINIMUM BALANCE REQUIREMENT
  • You need to maintain a minimum balance of $30,000 on a daily basis to earn the annual percentage yield disclosed.
  • If and when the balance falls below $30,000, the contract period ends immediately, the Account is closed, and the remaining balance is returned.
  • If we consent to a withdrawal that is otherwise not permitted you may have to pay a penalty. It will be an amount equal to 90 days’ simple interest on the amount withdrawn.
WITHDRAWALS
  • Up to six (6) withdrawals are allowed during the contract period, without penalty, as long as the minimum balance requirement of $30,000 is maintained.
  • Each of the six (6) withdrawal must be for at least of $1,000.
  • No withdrawals are allowed during the first and last 30 calendar days of the contract period.
  • Fees may reduce earnings. A penalty may be charged for early withdrawals.
DEPOSITS
  • An unlimited number of deposits are allowed during the contract period in the amount of $1,000 or more.
  • No deposits are allowed during the first and last 30 calendar days of the contract period.
RENEWAL AND CHANGE IN TERMS AND CONDITIONS
  • This Account will automatically renew upon maturity to a regular Certificate of Deposit (CD), earning the prevailing interest rate for the same term, unless a Hybrid CD is being offered with the same or similar terms at maturity.
  • You may withdraw funds within ten (10) calendar days after maturity without a penalty. The minimum balance requirement must be maintained for the new product.
  • If the Account is not renewed any interest accrued after the maturity date will not be paid.
  • All rates are subject to change without notice.
  • This promotion can be terminated anytime without notice.
Truth-in-Savings Disclosure for Hybrid CD with Checking

Contact Us

Our Corporate Office & Corp. Branch Open

Monday - Friday
9:00am - 5:00pm

Saturday
Closed

Sunday
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Our Branch Open

Monday - Friday
8:30am - 5:00pm

Saturday
9:00am - 1:00pm

Sunday
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Manhattan and Fort lee branch

Saturday
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