Products & Rates as of June 14, 2017
Interest Bearing Accounts
| Interest Rate | APY* (Annual Percentage Yield) | |||||
| Totally Free Checking $100.00 Minimum to open and earn APY |
0.15% | 0.15% | ||||
| New Millennium Silver Account (Must at least 55 years old) |
0.15% | 0.15% | ||||
| Money Market Account $1000.00 Minimum to open and earn APY |
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| $1,000 - $9,999.99 | 0.15% | 0.15% | ||||
| $10,000 - $49,999.99 | 0.25% | 0.25% | ||||
| $50,000 - $99,999.99 | 0.30% | 0.30% | ||||
| $100,000 - $249,999.99 | 0.40% | 0.40% | ||||
| $250,000 - $499,999.99 | 0.50% | 0.50% | ||||
| $500,000 and over | 0.75% | 0.75% | ||||
| Business Interest Checking (For Sole Proprietorship and Not-For-Profit accounts only) $500.00 Minimum to open and earn APY |
0.15% | 0.15% | ||||
| Neighborhood Savings $50 Minimum to open |
0.25% | 0.25% | ||||
|
Millennium Club Account |
Monthly Deposit amount for 1 year term rate |
APY | Monthly Deposit amount for 2 year term rate | APY | Monthly Deposit amount for 3 year term rate | APY |
|
With Automatic Transfer from NMB Deposit Account |
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|
$1,000-$50,000 |
1.50% | 1.51% | 2.00% | 2.02% | 2.25% | 2.28 |
| Without Automatic Transfer from NMB Deposit Account | ||||||
| $1,000-$50,000 | 1.25% | 1.26% | 1.75% | 1.77% | 2.00% | 2.02 |
| Interest Rate | APY* (Annual Percentage Yield) | |||||
| Certificates of Deposit ($500.00 Minimun to open) | ||||||
| 90 Day Certificate | 0.25% | 0.25% | ||||
| 6 Month Certificate | 0.75% | 0.75% | ||||
| 9 Month Certificate | 1.14% | 1.15% | ||||
| 12 Month Certificate | 1.34% | 1.35% | ||||
| 15 Month Certificate | 1.48% | 1.50% | ||||
| 18 Month Certificate | 1.48% | 1.50% | ||||
| 2 Year Certificate | 1.19% | 1.20% | ||||
| 3 Year Certificate | 1.29% | 1.30% | ||||
| 4 Year Certificate | 1.44% | 1.45% | ||||
| 5 Year Certificate | 1.74% | 1.75% | ||||
| Hybrid Certificated of Deposit ($30,000 Minimum to open) | ||||||
| 12 Month Certificate with Checking | 1.35% | 1.35% | ||||
| 12 Month Certificate without Checking | 0.95% | 0.95% | ||||
Non-Interest Bearing Accounts
Millennium Checking
- $50 Minimum to open
- $100 Minimum to avoid minimum balance fee of $12.00
- $10 Minimum to open
- Monthly Fee of $3.00
- $100 Minimum to open
- Monthly Fee of $10.00(Can be offset by earnings credit allowance)
- Per check fee ($0.17), per deposit fee ($0.17) and per deposited item fee ($0.17) Can be offset by earnings credit allowance
- $100 Minimum to open
- $500 Minimum to avoid minimum balance fee of $20.00
- Per check fee (after first 50 per statement free) $0.17
- Per deposit fee (after first 25 per statement free) $0.17
- Per deposited item fee (after first 200 per statement free) $0.17
